VA Loans in Oklahoma

Oklahoma fully exempts the homesteads of veterans who are permanently and totally disabled from military service. The federal VA loan benefit is the same in every state: eligible buyers can buy with no down payment and competitive rates.

Oklahoma benefits for veterans

Property tax relief for veterans

Honorably discharged veterans certified by the VA as permanently and totally disabled from military service may claim an exemption for the full value of their homestead. Surviving spouses qualify too.

You'll need to own and live in the home on January first each year and qualify for Oklahoma's standard homestead exemption.

How to apply: Return the application to the assessor in the county where the home is located.

VA loan basics

The essentials that apply in Oklahoma and every other state.

VA Loan Requirements & EligibilityThe benefit is earned through service. You'll need a Certificate of Eligibility, a home you'll live in, and a loan that fits your budget.Read more VA Loan BenefitsBuy with no down payment and competitive rates, with no prepayment penalty and a benefit you can use again.Read more VA Loan Costs & FeesThe main VA-specific cost is a one-time funding fee. Many borrowers are exempt, and it can often be rolled into the loan.Read more Types of VA LoansUse the benefit to buy a home, lower the rate on a current VA loan, or turn home equity into cash.Read more

Read the full VA loan guide · Choose a different state

Talk to a loan officer

Questions about VA loans in Oklahoma?

A Fidelity loan officer can talk through your eligibility and options one-on-one.

This page is for informational purposes only and is not a commitment to lend or an offer of credit. Program availability, terms and eligibility vary and are subject to change. Fidelity Funding Bancorp is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. Chu & Associates, Inc. DBA Fidelity Funding Bancorp. NMLS ID# 1076900. All loans are subject to credit approval, underwriting guidelines and property eligibility. Not available in all states.