VA Loans in North Dakota

North Dakota offers a property tax credit for veterans with a significant service-connected disability, scaled to their rating. The federal VA loan benefit is the same in every state: eligible buyers can buy with no down payment and competitive rates.

North Dakota benefits for veterans

Property tax relief for veterans

Disabled veterans with a substantial service-connected disability rating, and their surviving spouses, may qualify for a credit on property taxes for the homestead they own and live in. The credit is scaled to the veteran's disability rating and ownership share.

Mobile homes that serve as the veteran's homestead can qualify, and veterans who meet income requirements may also apply for the state's separate homestead credit.

How to apply: File with the county auditor by the spring deadline the first year you claim the credit.

VA loan basics

The essentials that apply in North Dakota and every other state.

VA Loan Requirements & EligibilityThe benefit is earned through service. You'll need a Certificate of Eligibility, a home you'll live in, and a loan that fits your budget.Read more VA Loan BenefitsBuy with no down payment and competitive rates, with no prepayment penalty and a benefit you can use again.Read more VA Loan Costs & FeesThe main VA-specific cost is a one-time funding fee. Many borrowers are exempt, and it can often be rolled into the loan.Read more Types of VA LoansUse the benefit to buy a home, lower the rate on a current VA loan, or turn home equity into cash.Read more

Read the full VA loan guide · Choose a different state

Talk to a loan officer

Questions about VA loans in North Dakota?

A Fidelity loan officer can talk through your eligibility and options one-on-one.

This page is for informational purposes only and is not a commitment to lend or an offer of credit. Program availability, terms and eligibility vary and are subject to change. Fidelity Funding Bancorp is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. Chu & Associates, Inc. DBA Fidelity Funding Bancorp. NMLS ID# 1076900. All loans are subject to credit approval, underwriting guidelines and property eligibility. Not available in all states.