VA Loans in Louisiana
Louisiana combines its standard homestead exemption with added protections for veterans with significant service-connected disabilities. The federal VA loan benefit is the same in every state: eligible buyers can buy with no down payment and competitive rates.
Louisiana benefits for veterans
Property tax relief for veterans
Veterans rated totally disabled by the VA, or rated unemployable, may be exempt from property taxes on the remaining value of their homestead beyond the standard homestead exemption, apart from certain local assessments.
Veterans with a substantial service-connected rating may also qualify to have their home's assessment frozen, subject to income limits and yearly recertification.
A surviving spouse of a veteran who was rated totally disabled or unemployable may qualify while they own and live in the home.
How to apply: Apply with the assessor in the parish where the home is located.
VA loan basics
The essentials that apply in Louisiana and every other state.
Talk to a loan officer
Questions about VA loans in Louisiana?
A Fidelity loan officer can talk through your eligibility and options one-on-one.
This page is for informational purposes only and is not a commitment to lend or an offer of credit. Program availability, terms and eligibility vary and are subject to change. Fidelity Funding Bancorp is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. Chu & Associates, Inc. DBA Fidelity Funding Bancorp. NMLS ID# 1076900. All loans are subject to credit approval, underwriting guidelines and property eligibility. Not available in all states.