VA Loans in District of Columbia

Washington, D.C. offers its own homestead deduction for veterans with a total and permanent service-connected disability. The federal VA loan benefit is the same in every state: eligible buyers can buy with no down payment and competitive rates.

District of Columbia benefits for veterans

Property tax relief for veterans

Veterans classified by the VA as totally and permanently disabled from a service-connected condition, or paid at the total disability rate due to unemployability, may qualify for a significant reduction in the assessed value of their home.

The home must be the veteran's principal residence, the veteran must live in the District, and household income has to fall under the city's limit. This deduction replaces the standard homestead deduction rather than adding to it.

How to apply: Apply through the DC Department of Community Affairs online application, or contact the Mayor's Office of Veterans Affairs for help.

VA loan basics

The essentials that apply in District of Columbia and every other state.

VA Loan Requirements & EligibilityThe benefit is earned through service. You'll need a Certificate of Eligibility, a home you'll live in, and a loan that fits your budget.Read more VA Loan BenefitsBuy with no down payment and competitive rates, with no prepayment penalty and a benefit you can use again.Read more VA Loan Costs & FeesThe main VA-specific cost is a one-time funding fee. Many borrowers are exempt, and it can often be rolled into the loan.Read more Types of VA LoansUse the benefit to buy a home, lower the rate on a current VA loan, or turn home equity into cash.Read more

Read the full VA loan guide · Choose a different state

Talk to a loan officer

Questions about VA loans in District of Columbia?

A Fidelity loan officer can talk through your eligibility and options one-on-one.

This page is for informational purposes only and is not a commitment to lend or an offer of credit. Program availability, terms and eligibility vary and are subject to change. Fidelity Funding Bancorp is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. Chu & Associates, Inc. DBA Fidelity Funding Bancorp. NMLS ID# 1076900. All loans are subject to credit approval, underwriting guidelines and property eligibility. Not available in all states.